Pages

Showing posts with label savings. Show all posts
Showing posts with label savings. Show all posts

10.06.2011

Fall of Fortune

Fortunes rise, fortunes fall. This fall I’m going to make sure my fortune rises. Specifically I have a goal to have $______ in my bank account by New Year’s Eve. “How much was that?” Let’s just say I hope to save up enough money to pay for a few months of rent as well as my car insurance and/or health care deductible. I have been very lucky in that I’ve never gotten into a car wreck or had to go to the hospital as an adult. My car (which I paid off in August!) has been reliable and I have never had a problem with it that couldn’t be attributed to user error.

My most recent mechanically-related reality check happened three weeks ago. I took my car in for its 80,000 mile check-up and found out that I needed new four new tires. Ouch. (This was largely due to the fact that I hadn’t rotated my tires once in the last two years.) I had anticipated the mechanic visit would cost about $150 (actual cost $170) but I did NOT anticipate buying four new tires (estimated cost $650). Some of you may be thinking, “I hope you didn’t buy the tires! The mechanic was just trying to rip you off!” but I was planning to take a day-long road trip four days later and I didn’t want to take any chances with blowing out a tire and messing up the undercarriage of my car. Plus, cars with minimal damage tend to explode in movies and I really didn’t want to have to deal with being blown up or having to look for a new car if I survived.

Thanks to a warrantee and an instant rebate at Costco, I was able to buy all four tires and have them installed for $550. I considered myself lucky. I would much rather learn a $700 lesson than a $7,000 lesson. What is the $700 lesson of the day? ROTATE YOUR TIRES EVERY 6,000 MILES. Got it!